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Financial crisis update - sit tight or sell up?

By Oliver Chick, Associate Director (pictured)

The last week has seen some pretty extraordinary events: Standard & Poor’s unprecedented downgrading of the US long-term debt rating from AAA to AA+, with markets, at the same time, testing the resilience of the Eurozone’s Greek bailout package. Added to this we have seen television pictures of riots and looting move from Hama, Syria to Tottenham and Manchester. Financial crisis update - sit tight or sell up?

Workplace Pension Reforms Breakfast Seminar Camberley, Surrey, 29 November 2011

7:30am, Tuesday 29 November 2011
Camberley Heath Golf Club, GU15 1JG

CLICK HERE TO BOOK YOUR FREE PLACE NOW.


Pictured: Mark Hodson, seminar speaker,
Senior Adviser, Employee Benefits, Web Financial Services

Workplace Pension Reforms Breakfast Seminar Camberley, Surrey, 29 November 2011

Will employers be ready in time for pension changes?

By Mark Hodson, Senior Adviser, Employee Benefits (pictured)

Recently enacted legislation will mean every employer must have a Qualifying Workplace Pension Scheme. Will employers be ready in time for pension changes?

Pension legislation changes – update

By Mark Hodson, Senior Adviser, Employee Benefits (pictured)

As I reported earlier in the year, there are very important pension changes coming into force from next year that will affect every employer. Pension legislation changes – update

Group risk wins exemption from legislation

By Mark Hodson, Senior Adviser, Employee Benefits (pictured)

Last year, the government announced the abolition of the Default Retirement Age (DRA) and this will come into effect in October this year. Group risk wins exemption from legislation

Pension simplification: the end of annuities?

By Ross Butters, Managing Director (pictured)

In the 2011 Finance Bill, the government published details of fundamental changes to the ways in which you can take benefits from pension arrangements. These new regulations took effect from 06 April 2011. Pension simplification: the end of annuities?

Don’t neglect to plan for long-term care

By Denis Kavanagh, Associate Director (pictured)

The good news is that, with improvements in medical science and better standards of living, more people are able to enjoy a long and active retirement. Don’t neglect to plan for long-term care

Pension changes employers simply can't ignore

by Mark Hodson, Senior Adviser (pictured)

Many employers are becoming increasingly familiar with the acronym NEST (National Employee Savings Trust), but far fewer are aware of one I consider far more important – QWPS. Pension changes employers simply can't ignore

Ross Butters Named Adviser of the Year

by John Hughes, CEO

Ross Butters and I were invited to attend a national conference hosted by Standard Life at Celtic Manor on 30 November, with the theme of the event being "Forward Thinking".

Ross Butters Named Adviser of the Year

Active Management

by Oliver Chick, Associate Director (pictured)

Active Management

Web Financial Services backs a winner

Ross Butters of Web Financial Services, was the guest of Standard Life Head of Platform Sales, Steve Sands, at the recent Aberdeen UK Platform Awards. Web Financial Services backs a winner

The Bourne Group raises money for CHASE hospice care for children

The Bourne Group joined the recent CHASE Let’s Lunch fundraising initiative by holding a lunch and raffle at our offices in Gomshall. The lunch was a great success with close to 100 attendees and raising £3,000 for the vital work that CHASE does with life-limited children across Surrey, Sussex and South West London. The Bourne Group raises money for CHASE hospice care for children

2010: A year of muted recovery?

By Ross Butters (pictured)

Following the near collapse of the global financial markets in 2008 it seemed that during the second quarter of 2009 a recovery was under way for most major economies. 2010: A year of muted recovery?

Have a bite with the Bourne Group and raise money for CHASE

The Bourne Group is supporting the CHASE hospice care for children Let's Lunch initiative by holding a fundraising lunch on Wednesday 24 March.

CLICK HERE TO DOWNLOAD A FORM
Have a bite with the Bourne Group and raise money for CHASE

When will you retire?

By Gerry Baker (pictured).

The subject of retirement ages will be one of the main talking points in the upcoming general election. When will you retire?

Will you be affected by change to 'pension age'?

By Mark Hodson, Senior Adviser (pictured)

The ‘pension age’ is set by HM Revenue and Customs and refers to the minimum age at which you can take your pension benefits (it does not mean that this is the age at which you will receive your benefits). Will you be affected by change to 'pension age'?

Should you remain opted out of the State Second Pension?

By Mark Hodson, Senior Adviser (pictured)

If you were born before 1968 you could suffer financially if
you have opted out of the State Second Pension (previously known as SERPS). Should you remain opted out of the State Second Pension?

The Bourne Group sponsors local squash team

Continuing its tradition of involvement in and support of the local community, The Bourne Group is pleased to announce
its sponsorship of a team from Woking Squash Club, which is taking part in this year’s Surrey County Squash League. In fact,
The Bourne Group’s own Commercial Director, John Hughes, plays at number one for the team, which is currently ranked
top of its division after three matches. The Bourne Group sponsors local squash team

Pre Budget Report 2008

Below are highlights of the Chancellor's Pre Budget Report released yesterday. For further details, please visit the resource section on the website of Brewers, our chartered accountancy business, by clicking here. Pre Budget Report 2008

Financial Services Compensation Scheme

To protect the public’s investments and savings the Policyholders Protection Act (PPA) was passed in 1975 and
this set up the Policyholders Protection Board (PPB) as a statutory board to administer a compensation scheme for compensating investors when their insurance or investment companies get into financial difficulty. The Act was extended in 1997 and has subsequently evolved to include the
Financial Services Compensation Scheme. Financial Services Compensation Scheme

Change to Stamp Duty Announced
02 September 2008

The Chancellor of the Exchequer has today announced that stamp duty land tax will not apply to purchases of residential property of £175,000 or less. Change to Stamp Duty Announced<br>02 September 2008

The Bourne Group Goes Green

Trees for Life recently sent us a certificate as a thank you for our corporate donation, which sponsored the planting of a grove of 90 trees. The Bourne Group Goes Green

PEP and ISA Reforms
April 2008

In late 2006 the government made the decision to bring in
some changes to ISAs. These changes will affect all ISA investors and providers and are designed to simplify the current rules and regulations as well as to allow the investor greater flexibility in how they can invest their allowance.

It should be noted that the government has confirmed their commitment to the future of ISAs and hence they are available indefinitely and have no set end date. PEP and ISA Reforms<br>April 2008

CGT Announcement
24 January 2008

Around 80,000 business owners and investors will benefit from a new capital gains tax "entrepreneurs' relief", the chancellor Alistair Darling told MPs today. CGT Announcement <br>24 January 2008

Pre-budget U-turn?

25 October 2007
Detractors of the government proposal to abolish taper
relief on capital gains tax were provided with a sliver of hope today, when the Chancellor repeatedly refused to rule out a policy u-turn. Pre-budget U-turn?

Pre-budget Report

In his recent pre-budget report the Chancellor announced major changes to various taxes which could heavily impact on individuals and businesses. Below are details of the proposed changes which we feel will be of particular interest to our clients, many of which relate to transactions taking place on
or after 6 April 2006. Pre-budget Report

Pre-budget Report and Onshore Investment Bonds

In his recent pre-budget report the Chancellor announced major changes to Capital Gains Tax (for more detail please
see previous news article entitled Pre-budget Report ), which could heavily impact on individuals and businesses. Below are details of the how these proposed changes may affect Onshore Investment Bonds. Pre-budget Report and Onshore Investment Bonds